Insurance and Payment Options

At Lemmata Chiropractic, our focus is clinical excellence and long-term results. While we work with many insurance plans, our treatment recommendations are always based on what is best for your health — not what an insurance company dictates.

We are in-network with several major insurance providers and also work with patients who prefer to invest directly in their care. Many of our patients choose us because they value comprehensive evaluations, advanced spinal decompression, and personalized treatment plans — regardless of network status.

We are currently in network with: 

  • Anthem
  • BlueCross BlueShield
  • Cigna
  • United Health Care
  • Medicare

If you do not see your insurance listed, our team is happy to explain your options.

Care Without Insurance

Many of our patients choose to receive care outside of insurance
limitations in order to receive more comprehensive treatment options.

Insurance companies often restrict:

  • Visit frequency
  • Types of therapies allowed
  • Preventative or wellness care
  • Advanced treatments such as spinal decompression

At Lemmata Chiropractic, we design care plans based on what your body actually needs, not what an insurance company allows.

This approach is especially valued by working professionals, business owners, and active retirees who want the most effective path to recovery and long-term performance.

Payment Options

For your convenience, we accept:

  • Visa, MasterCard, American Express, Discover
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
  • Apple Pay, Google Pay, and contactless tap-to-pay
  • Cash payments
  • CareCredit Card

Advanced Care Programs 
Services such as spinal decompression therapy for herniated or bulging discs, neuropathy treatment programs, knee restoration therapy, and corrective care plans are often not fully covered by insurance carriers.
These programs are structured to focus on measurable clinical outcomes rather than visit limits or insurance restrictions.

Many of our patients from Hampton, Newport News, and Yorktown choose these advanced programs because they are seeking long-term solutions, non-surgical disc treatment, and natural nerve pain relief — not temporary symptom management.

We provide clear pricing, transparent financial consultations, and flexible payment options so you can confidently invest in your health without surprises.